Medicare Advantage Medical Savings Accounts (MSA). State taxes may apply. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Medicare Advantage Medical Savings Accounts (MSA), Discover how the investing features work on an HSA, Explore how you can choose to invest part of your HSA. Over 10 miscellaneous fees have been removed in order to help you save more money. Investments are not FDIC insured, are not guaranteed by Optum Bank and may lose value. Learn about fees and interest rates for your Optum Bank HSA. In addition to the Optum Bank ATM fee, the bank/ATM you use to withdraw funds may charge you a fee. Use your Health Savings Account Debit MasterCard® at the point of service to avoid ATM withdrawal fees. Google Play and the Google Play logo are trademarks of Google LLC. $20 charge to transfer your HSA to another bank or custodian (outbound transfer of your entire HSA or a portion). Refer to your Employer Open Enrollment materials or Optum Bank® HSA Welcome Kit, or sign in to your account to view the fee schedule associated with your HSA. Shares are offered through Charles Schwab & Co., Inc., a registered broker-dealer. Thus, at the $33,000 mark, the most Optum Bank will charge an investor is $10 per month. Optum Bank has a unique asset-based fee structure. This communication is not intended as legal or tax advice. Fees may reduce earnings on account. Orders are accepted to effect transactions in securities only as an accommodation to HSA and MSA owners. Note: there is no charge for online … Investments are not FDIC insured, are not guaranteed by Optum Bank and may lose value. Optum Bank is not a broker-dealer or registered investment advisor, and does not provide investment advice or research concerning securities, make recommendations concerning securities, or otherwise solicit securities transactions. To find your current interest rate and annual percentage yield (APY), sign in to view your account details.Â. Mutual fund investment options are made available through the services of an independent investment advisor. Fees may reduce earnings on account. In addition to the Optum Bank ATM fee, the bank/ATM you use to withdraw funds may charge you a fee. Language Assistance / Non-Discrimination Notice, Asistencia de Idiomas / Aviso de no Discriminación, Return or paid non-sufficient funds (NSF) fee. $20 charge to transfer your HSA to another bank or custodian (outbound transfer of your entire HSA or a portion). Optum Bank is not a broker-dealer or registered investment advisor, and does not provide investment advice or research concerning securities, make recommendations concerning securities, or otherwise solicit securities transactions. $2.50 per ATM transaction that Optum Bank charges. A return or paid nonsufficient funds (NSF) fee. Optum Bank participants can evade the maintenance fee by leaving $3,000 in the HSA checking account. By reducing fees, you're able to save more for your future. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. Flexible spending accounts (FSAs) and health reimbursement accounts (HRAs) are administered by OptumHealth Financial Services and are subject to eligibility and restrictions. Health savings accounts (HSAs) and Medicare Advantage Medical Savings Accounts (MSAs) are individual accounts offered or administered by Optum Bank®, Member FDIC, and are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. If you do not choose online delivery for your account statements, we will charge this fee for every statement we mail to you. $1.50 Printed Statement Fee. $1.50 Printed Statement Fee. Below are common health savings account (HSA) fees; your account fees may differ. Don't have the Optum Bank Mobile app yet? To help you save more money, you will not be charged: Your HSA may earn interest at tiered rates. Fees may reduce earnings on account. Federal and state laws and regulations are subject to change. Note: there is no charge for online statement delivery. State taxes may apply. Language Assistance / Non-Discrimination Notice, Asistencia de Idiomas / Aviso de no Discriminación. Heath savings accounts (HSAs) are individual accounts offered or administered by Optum Bank , Member FDIC, and are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Don't have the Optum Bank Mobile app yet? ... Orders are accepted to effect transactions in securities only as an accommodation to HSA and MSA owners. State taxes may apply. Investment accounts are charged 0.03% per month up to a maximum of $10 (which it hits at $33,000). They are: The only fees you should expect are a monthly maintenance fee and, when applicable, an ATM withdrawal fee, outbound transfer fee, and monthly investment* fee. You can also sign in to your account and look for specifics under "accounts overview," then "account details. Health savings accounts (HSAs) and Medicare Advantage Medical Savings Accounts (MSAs) are individual accounts offered or administered by Optum Bank®, Member FDIC, and are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. Earnings are variable and subject to change. If you do not choose online delivery for your account statements, we will charge this fee for every statement we mail to you. Interest is accrued daily and paid monthly; rates vary. The content on this website is not intended as legal or tax advice. Flexible spending accounts (FSAs) and health reimbursement accounts (HRAs) are administered by OptumHealth Financial Services and are subject to eligibility and restrictions. Over 10 miscellaneous fees have been removed in order to help you save more money with your health savings account (HSA). Investments are not FDIC-insured, are not guaranteed by Optum Bank® and may lose value. The content on this website is not intended as legal or tax advice. Weâve done away with many unnecessary bank fees for HSAs. We like to avoid fees, too. Your employer may cover monthly maintenance fees. Optum Bank is not a broker-dealer or registered investment advisor, and does not provide investment advice or research concerning securities, make … Google Play and the Google Play logo are trademarks of Google LLC. Shares are offered through Charles Schwab & Co., Inc., a registered broker-dealer. 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